Oh no doubt a 23 is gunna cost less in all areas than a 31 foot anything, though high quality build does generally mean lower ownership costs whether a boat, car or home! It is also a fact that size does matter as our mainsail alone, for example, will cost more some day than an entire suit of sails for a 23. Remember our situation is a bit different. Firstly we are in a different place in our lives with no boat ownership costs for the past 26 years prior to last year and now have both the time and resources as a result to own one now. Mostly the big difference from our 23 is that Interlude is also our home there. A 23 just cannot be, which is why even though I loved her, No Mas had to find a new home. You may recall we had talked about renting an apartment or something down there and keeping No Mas but those same monies got us Interlude, put her in a slip, and paid her taxes and insurance. Said it before, you can sleep on your boat but ya can't sail an apartment. It also provides some tax benefit as she truly is our second home. There is no way to financially justify ownership of any boat that is not used for your work. I jus don't do bottom painting anymore kinda like I jus don't do oil changes. Would rather save it or earn it!
Do have sore arms from hours of "wax on, wax off" over the past few days! Still like to do that!