Let me start with I am a neophite when it comes to sails.
I took my mainsail to a loft here in Chicago. I told the sailmaker I wanted a Second set of Reef Points in the main. He quoted me a price of a $200 and change based on the square footage. We unrolled the sail, he went on line to look at the hull configuration, mast location, etc of the ComPac 23, checked out the 130 Genoa on roller furling I have, then started talking. He went through A LOT of technical jargon, pointing to the mast/ keel configuration, the Genoa, etc. At the end of the hour or 2, he said he could not in could conscience take my money to put the second reef points in the main. Based on sail area, Lake Michigan conditions and hull/ mast location, the reduction beyond the jiffy reefing points I have would degrade the sailing and not be the best way to reduce sail area.
Please remember, I am NOT knowledgeable on sails.
He recommended that if the blow got to the point of of a second set of reefs in the main, unless I was a Racer (NOT), drop the main all the way, and sail on the furled genoa. I said I had done that last summer and was not pleased with the wind flow over the roller furled genny. He said that if that was the case, he would recommend a foam luff which would improve the partially furled Genoa sail quality. Alternatively, if it were really blowing and Heaving too not an option, then a specialstorm jib might be a valid consideration.
I just wanted to pass this along. This is NOT my recommendation, just comments from one of the Sailmakers I spoke with. I think he was with Quantum sails, he jointly designed a racing sailboat (looked cool), raced internationally (and won some based on his wall) and also did a circumnavigation a couple decades ago. That gave me confidence in his opinion. BTW, another sailmaker said to send in my mainsail and $274 and he'd put them in for me.