That's a scary story. Moral of the story is always check the weather radar before you go out, and if you see something while out, check the radar to see where it's headed. The smart phone is real handy for this. I sail on Lake Michigan, and you have to be real careful. I'm always amazed how many people are heading out into the lake when T-storms are coming. I've only done it once...on a friend's J105. It was Wednesday night racing, and I said I wouldn't go out since T-storms were on the way. Everyone else wanted to go, and if I didn't go they would not have had a full crew. I finally gave in and we went out. We were sailing around the start line, and the sky turned pretty black. The committee boat cancelled the race. We started the engine and dropped the sails. As soon as my friend shifted into gear, the engine stopped. A line had gone overboard and wrapped around the shaft. We were stuck out on the lake with lightning all around us... Eventually got a tow in.
Will never go out when T-storms are coming again!